Negotiating Your Car’s Value Like a Pro

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You can never be too careful while driving on the highway. If you don’t get hit by another driver, you are more likely to hit another or object while driving. No matter the circumstances, an accident is something that can’t be controlled. So what do you do when you get involved in an accident? You will need to file a claim with your insurance company to be duly compensated. Prior to seeking compensation from an insurance company, you need to know your actual car value for insurance claims Seattle. This process can be a tricky affair unless you use the services of a professional appraiser.

Most insurance companies would do everything possible to avoid compensating a driver for an accident. And if they eventually agree to do that, the claims adjuster for the insurance company will want to pay you a meager sum of money for the damages incurred. Just like every business owner, insurance companies are in business to make a profit. They lose money when they pay for an accident claim.

Do not accept an offer you deem too low. You can always negotiate an offer that you rightly deserve.

Determining the Car’s Worth

Knowing your car value for insurance claims Seattle puts you one step ahead of your insurance company. After the accident, a claims adjuster will assess the condition of the vehicle to determine the total cost of repair.

The type of claim also determines the result of the claim filed. First-party benefits offer you the chance to deal with your insurance company directly while third-party benefits involve dealing with the company of another driver.

While the adjuster may decide not to pay the full amount request as compensation, knowing the value of your car beforehand will tell you if the deal is worth it or not. Hence it is important that you get an estimate with an expert who helps people understand the true value for insurance claims Seattle.

So where can you find service providers who can help with true car value for insurance claims Seattle?

  • Using a reliable auto mechanic is the first option. You can use as many mechanics as possible to help determine the value of your car.
  • The internet can also be a great source. Most popular resources to check include Kelly Blue Book
  • Another viable option is using a professional auto appraiser.

How to Get a Higher Car Value with the Car Insurance Company

If you think the insurance company’s offer is far below your estimated quote, you can enter negotiations with the insurer. You can negotiate with your insurance company without filing a lawsuit. No one wants to stay out of a court case other than an insurance company.

To get a fair deal, the adjuster will have to justify their offer. Provide a counter-argument to buttress your point about why the incentive should be reviewed. Before going to the negotiation table, you should have a minimum settlement that you’d go for. If you can prove a point, rest assured that you’ll get a fair deal. To make the most of this, hire a professional who specializes in this kind of service for assistance.

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